Do You Really Need Health Insurance?
Each day, we speak with individuals that are uninsured. To many, it is not a big deal. However, most people know the fact of the matter: Health insurance is vital. It is not worth taking the risk of going uninsured. For an affordable cost, you can protect your finances, your health and your future!
Don’t take the risk of being one of the uninsured people out there. One trip to the emergency room can leave you with bills in the thousands! Even if you don’t get sick often, you can’t ever prepare for an accident or an emergency. Make sure you and your family are insured so we don’t have to say, “I told you so!” 
Here are some reasons why you must have insurance…we hope you agree!
- Health insurance helps to ensure that you and your family are protected against the financial hardships that may result from health care expenses.
- Without health insurance, you may not be able to afford medical care when you need it.
- People with health insurance are more likely to go to the hospital before their condition worsens and becomes more expensive to treat.
- People with diabetes who do not have health insurance have a higher mortality rate than people who have diabetes and health insurance.
- If large medical bills are not paid, the hospital can put a lien against your property.
- You may have to seek are at county run hospitals. County run hospitals are often overcrowded and it may take hours, if not days to be seen.
- Some colleges, universities, and international programs require proof of health insurance to be enrolled.
- You may receive a high life insurance premium.
Thanks to mamashealth.com for agreeing with us on reasons to have insurance!
8 Tips To Cancer-Proof Your Body
We all know someone or know of someone who has faced a battle with cancer. It’s a struggle that no one wants to face, so it’s important for us to take the right steps to avoid the battle! Here are some tips to help increase your chances of preventing the disease that has affected so many!
Drink pomegranate juice
Some say this luscious, lusty red fruit is Eve’s original apple, but what the pomegranate truly banishes is cancer risk. The fruit’s deep red juice contains polyphenols, isoflavones, and ellagic acid, elements researchers believe make up a potent anticancer combo. It’s been shown to delay the growth of prostate cancer in mice, and it stabilizes PSA levels in men who’ve been treated for prostate cancer. And now University of Wisconsin at Madison researchers have learned that pomegranate may also inhibit lung-cancer growth. If you currently smoke, have smoked in the past, or hang around in smoky places (Cleveland, for instance), the juice of the fruit could bolster your defenses.
Use it: The mice in the Wisconsin study received the human equivalent of 16 ounces of juice per day, so quaff accordingly.
Eat blueberries
Got pterostilbene? Rutgers University researchers say this compound — found in blueberries — has colon cancer–fighting properties. When rats with colon cancer were fed a diet supplemented with pterostilbene, they had 57 percent fewer precancerous lesions after 8 weeks than rats not given the compound did. Eat blueberries and you’ll also benefit from a big dose of vitamin C (14 milligrams per cup). In a study of 42,340 men, New England Research Institute scientists discovered that men with the highest dietary vitamin C intake (as opposed to supplements) were 50 percent less likely to develop premalignant oral lesions than men with the lowest intake were.
Use it: “About two servings daily is the human equivalent of what we fed the rats,” says Bandaru Reddy, M.D., Ph.D., a chemical-biology professor at Rutgers. Load up at breakfast: A cup and a half of blueberries over cereal, plus 8 ounces of juice and half a grapefruit (for extra vitamin C), will do the trick. If that’s too much to stomach at dawn, spread it out over the course of the day.
Relax a little
Purdue University researchers tracked 1,600 men over 12 years and found that half of those with increasing levels of worry died during the study period. Talk about flunking the exam. Only 20 percent of the optimists died before the 12-year study was completed. More anxiety-producing news: Thirty-four percent of the neurotic men died of some type of cancer. How neurotic are we talking? “Think of the biggest worrier you know — someone who stresses out over everything,” says psychologist Daniel Mroczek, Ph.D., who conducted the study. “That man is probably above the 95th percentile in neuroticism. Then think of the most cool, calm, collected man you know. He’s probably below the fifth percentile.”
Use it: To develop that critical, casual Jeff Spicoli vibe, learn to slow down your fast times: “The more time you spend in the present moment, the more relaxed you’ll be, because most mental anguish occurs over stuff that’s already happened or that may or may not happen in the future,” says Claire Wheeler, M.D., Ph.D., the author of “10 Simple Solutions to Stress.” “For the most part, right now is pretty damn good. If you practice being present while shaving, for example, eventually you’ll also be more present when eating, making love, and working.”
Pop selenium
Selenium has long been thought of as a cancer fighter, but you can have too much of a good thing, says David J. Waters, Ph.D., D.V.M., director of the Gerald P. Murphy Cancer Foundation, in West Lafayette, Indiana. A study of almost 1,000 men, published in the Journal of the National Cancer Institute, found that when those with the lowest initial levels of selenium in their bodies received a daily supplement over a 4 1/2- year period, they cut their prostate-cancer risk by an impressive 92 percent. But men who started out with high selenium were rewarded with an 88 percent increase in total cancer risk when they took the supplements. Moral: It pays to get your selenium level right.
Use it: Selenium in the body is measured through toenail clippings. Send yours to the Murphy Foundation, and for less than $100 (price varies by state), they’ll ship them to a lab and then inform you of your level 2 weeks later. If yours is out of range, the foundation will explain how to adjust your intake of Brazil nuts, tuna, meats, grains, and selenium supplements. Learn more at www.seleniumhealthtest.com.
Order sushi
As mentioned, Gary Stoner is using seaweed to fight the Big C. When he fed the polyphenols from brown seaweed to mice that had been bombarded with UV rays, their incidence of skin tumors dropped 60 percent. And the polyphenols shrank existing tumors by 43 percent. Better still, the doses that produced these effects were the equivalent of only 1 or 2 tablespoons in a human being. “Seaweed is low in calories and fat, yet it provides heart-helping fiber, bone-building calcium and iron,” says nutrition consultant Molly Morgan, R.D., C.D.N., owner of Creative Nutrition Solutions, in Vestal, New York. “Dried, roasted seaweed sheets used in making sushi also provide vitamins A and C.”
Use it: “Eat more sushi rolls,” says Stoner. “It’s not quite the same seaweed, but it has some of the same compounds.” As a bonus, sushi itself is a great muscle food. A typical spicy tuna roll has only 290 calories but packs 24 grams of protein. Also, look for a Korean-made, seaweed-fortified drink called EntroPower (entropower.com), which should be hitting U.S. health-food stores soon.
Spend more time outside
Scientists have viewed vitamin D as a potent cancer fighter for decades, but there’s never been a gold-standard trial — until now. A Creighton University study published in the American Journal of Clinical Nutrition found that women who supplemented their diets with 1,000 international units of vitamin D every day had a 60 percent to 77 percent lower incidence of cancer over a 4-year period than did women taking a placebo. “I don’t think the effect is limited to women,” says Joan Lappe, Ph.D., the lead study author. “Vitamin D is necessary for the best functioning of the immune system — it causes early death of cancer cells.”
Use it: Nature intended us to make vitamin D from the sun, but depending on where you live, the time of year, and how much of an agoraphobe you are, you may not reach the optimal level of 80 nanomoles per liter of blood that way. A blood test can give you a baseline. From there, Lappe recommends supplementing with 1,100 to 2,000 IU of vitamin D in a stand-alone pill every day. Vitamin D is also in sardines, salmon, shiitake mushrooms, and reindeer meat — which may explain Santa’s longevity, despite the odd hours and jelly belly.
Clear your air
Secondhand smoke may be even worse for you than we thought. A recent American Journal of Public Health study reveals that nonsmokers working in smoky places had three times the amount of NNK, a carcinogen, in their urine than nonsmoking workers in smoke-free joints had. And their levels of NNK rose 6 percent for every hour worked. “There is no safe level of exposure to secondhand smoke, and the greater the exposure, the higher the risk,” says the study’s lead author, Michael Stark, Ph.D., principal investigator for the Multnomah County Health Department in Portland, Oregon.
Use it: Nine states have banned smoking in all workplaces, bars, and restaurants: Arizona, Delaware, Hawaii, Massachusetts, New York, New Jersey, Ohio, Rhode Island, and Washington. So change locations, change professions, or change the laws. As you sip your pomegranate juice, sign up with Americans for Nonsmokers’ Rights at no-smoke.org.
Invest a little sweat equity
Study after study has pointed to the cancer-beating power of exercise. Now research from Norway has found that even a tiny dose of exercise has big benefits. A study of 29,110 men published last year in the International Journal of Cancer shows that men who exercised just once a week had a 30 percent lower risk of metastatic prostate cancer than did men who didn’t work out at all. Increasing the frequency, duration, and intensity of the exercise correlated with a further, gradual reduction in risk.
Use it: Just one bout of weekend warriorism — a company softball game, pickup basketball, racquetball with your crusty uncle — might qualify you for inclusion in the cancer-free 30 percent.
Tips courtesy of MSNBC.com.
We Appreciate You!
Being a part of an industry that has shifted its ways of doing business to a “virtual” arena, we constantly strive to not only offer the must current and competitive products, but the best customer service and relationships one can find.
The downside of being an internet company is that our primary form of health insurance business is done via email and over the phone. While that streamlines business and makes things more efficient, our company never has the opportunity to build face to face relationships with our many clients.
This is why we work hard, with every individual that we assist through the health insurance process, to let them know that we genuinely care about helping them to find the perfect product for their needs.
We know we have been successful at this whenever we receive an email or a letter about how we’ve been there for someone, and made this aspect of their lives much easier. We are proud when we receive such compliments and we’d like to share them!
Shelli in Carlsbad, CA says:
Thanks again for all of your help! I have been recommending your company to everyone I talk to who is paying too much for, or unsatisfied with their health insurance. It has been a pleasure working with your! Your customer service has been OUTSTANDING!
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Shurie in Los Angeles, CA said:
Thank you for making everything so easy!
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Thad in Pasadena, CA told us:
Thanks again so much for the help! I have already received an approval! Once again, I can’t thank you enough for all of the help you have given me and my daughter!
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Mark in Los Angeles, CA let us know this:
TheHealthQuote.com has been great for my health insurance needs! If anybody ever asks me about insurance, I’ll be sure to send them your way!
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Finally, Michael in Houston, TX let us know his true feelings:
Everything was good while working with you. Every time I called, my questions were answered. Good job! If only insurance didn’t cost so much, but that’s not up to you!
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These are just some of the wonderful feedback that we’ve received. We’re always here to help everyone with their health insurance needs, whatever their situation.
A Market Makeover For Health Insurance
The ongoing question of how health care should change is an uphill battle. While many solutions make sense, the mystery question is, which solution will work for the masses?
One option that has been proposed by congress outlines a two-step solution, aimed at producing a competitive marketplace with broad individual choices.
First, the federal government would establish independent regional “exchanges” through which individuals would purchase one of many competing private insurance plans. The exchanges would set standards for the insurers and each year conduct an “open season” when purchasers could change insurers. The exchanges would manage risk adjustments for insurers, but no one could be denied coverage because of age or prior illness.
Second, every family would receive a fixed-dollar credit, sufficient to pay the premium on the basic, low-cost plan in its region, so it could be insured without cost to the family budget. Any higher-cost policy would be paid by individuals with after-tax dollars.
The current tax credit for employer-financed health care would end (along with the company obligation to insure its workers), and that saving, plus some form of broad-based tax either on payrolls or income or on purchases, would finance the universal insurance payments.
Could this possibly work? Read the full article here.
Stress Tips
Meditating for just 20 minutes a day for five days helped to increase energy and decrease anxiety and stress, as measured by levels of stress hormones, a small study found.
Using the so-called integrative body-mind training method, which comes from traditional Chinese medicine, the study participants reported better attention and control of stress than those relying on relaxation training, which is popular in the West.
Although derived from Chinese medicine, integrative body-mind training uses aspects of other meditation and mindfulness training, the study authors said.
“A meditation method developed in China showed remarkably better performance among those who went through the training compared with those who used relaxation training,” said lead researcher Michael Posner, a psychology professor at the University of Oregon’s Institute of Cognitive and Decision Sciences.
In the study, published in this week’s issue of the Proceedings of the National Academy of Sciences, the researchers assigned 40 undergraduate students from China to either integrative meditation or relaxation therapy.
Posner’s group found the students who used integrative meditation for 20 minutes a day for just five days showed greater improvement in conflict scores on a test of stress levels, lower anxiety, depression and anger. Conversely, they displayed more energy, less fatigue, a significant drop in levels of the stress hormone cortisol, and an increase in immunoreactivity, compared with students receiving the relaxation therapy.
Integrative body-mind training was developed in the 1990s, and has been studied in China since 1995. Based on the results from hundreds of adults and children ranging from 4 to 90 years old in China, the practice appears to improve emotional and cognitive performance and social behavior, the study authors said.
Because the study was done in China, Posner said he’s not sure if the same meditation method would work in the United States.
“This is a kind of scientific demonstration about the possible advantage of meditation, at least for the Chinese undergraduates,” Posner said. “It could be culturally specific.”
Posner does think, however, that the study shows it’s possible to change the levels of stress hormones with training.
Tips compliments of MSN Health.
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The Eight Most Fattening Foods of Fall
With the change of the seasons, also brings the change of your weight! The never ending parties and dinners to celebrate the holidays. This year, try being conscience about what you’re eating and maybe your new years resolution will be different!
1. Halloween candy With all the bowls and bags of bite-size treats around the house, it’s all too tempting to steal a few. But those tiny chocolate bars are more of a trick than a treat. Eat just four “bite size” bars and you’re up to 320 calories. Twenty pieces of candy corn will cost you 100 calories, and just 25 jelly beans add up to 140 calories.
2. Mashed potatoes They are the quintessential comfort food for fall. But watch out before taking seconds: weighed down with milk and butter, mashed potatoes usually have about 200 calories in a half-cup serving.
3. Venti Pumpkin Spice Latte Starbucks drinks are notoriously high in calories, and their autumn special is no exception. The Venti Pumpkin Spice Latte weighs in at 510 calories and 20 grams of fat.
4. Apple pie A Thanksgiving dinner is never complete without a slice of apple pie. But with more than 400 calories and 20 grams of fat, this might be one dessert you shouldn’t be saving room for. Add a scoop of ice cream (who doesn’t?) and you’re up to 530 calories. It might just be enough to last you until next fall.
5. Cider Who doesn’t love a cup of warm cider? You might not want to skip this traditional treat altogether, but with a sugar-laden 200 calories in 16 ounces, the sweet drink should probably be considered a dessert substitute rather than a beverage.
6. Stuffing At 358 calories and 18 grams of fat per cup, there’s a reason they call it stuffing. The high-carb turkey companion may be appearing on lots of menus this fall, not to mention its starring role on Thanksgiving Day, but take it easy if you’re trying to keep the fall weight gain to a minimum.
7. Candy apple An apple alone is a pretty healthy fall fruit somewhere in the 60-100 calorie range. Coat it in caramel, however, and you have quite a different story. A large candy apple with caramel usually weighs in around 540 calories. Avoiding this autumn treat will be a boon for your dental bills and your figure.
8. Turducken This combo wonderbird is a trendy entree you might want to forgo. It contains turkey, duck and chicken wrapped together for a new twist on the usual Thanksgiving meal. In terms of your diet, that twist may be for the worse: one serving of Turducken has 749 calories and 34.5 grams of fat. Try limiting yourself to one bird and skip the crispy skin. A three-ounce serving of skinless turkey has 130 calories.
List compiled compliments of MSN.com.
Welcome!
Welcome to the latest feature of our website, our blog! Here we hope to keep you informed about many things, including current health care rates and health insurance services.
We know that you have many health insurance plans to choose from, and we want to help you find that perfect plan!
We offer everything you may need, including family health insurance, health insurance for kids, health plans for students and personal health insurance.
We genuinely strive to offer the most superior service to every person we speak to. We work hard to build and maintain our client relationships and work with your for the long haul.
We make things as simple as you’ll find. We know we can help you find the perfect health insurance plan, and pass some good bits of information to you along the way!
We look forward to working with you soon!
